Call reports 2005
TEXAS FIRST BANK-WINNIE — 2005
What TEXAS FIRST BANK-WINNIE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 61,368,000 | 62,940,000 | 64,438,000 | 74,890,000 |
| Total loans | 34,592,000 | 34,130,000 | 34,956,000 | 31,227,000 |
| Allowance for loan losses | 466,000 | 483,000 | 515,000 | 434,000 |
| Securities available for sale | 17,526,000 | 17,765,000 | 19,828,000 | 25,080,000 |
| Securities held to maturity | 438,000 | 435,000 | 429,000 | 426,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,360,000 | 56,020,000 | 57,430,000 | 67,850,000 |
| Interest-bearing deposits | 36,276,000 | 36,561,000 | 38,158,000 | 40,795,000 |
| Noninterest-bearing deposits | 18,084,000 | 19,459,000 | 19,272,000 | 27,055,000 |
| Equity capital | 6,759,000 | 6,696,000 | 6,700,000 | 6,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,771,000 | 2,694,000 | 3,733,000 |
| Interest expense | 114,000 | 253,000 | 413,000 | 606,000 |
| Net interest income | 754,000 | 1,518,000 | 2,281,000 | 3,127,000 |
| Noninterest income | 284,000 | 563,000 | 846,000 | 1,058,000 |
| Noninterest expense | 833,000 | 1,663,000 | 2,511,000 | 3,471,000 |
| Provision for loan losses | 30,000 | 60,000 | 98,000 | 30,000 |
| Pretax income | 175,000 | 358,000 | 518,000 | 684,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 175,000 | 358,000 | 518,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,852,000 | 6,837,000 | 6,886,000 | 6,967,000 |
| Total capital | 7,318,000 | 7,320,000 | 7,401,000 | 7,401,000 |
| Risk-weighted assets | 41,266,000 | 40,952,000 | 41,602,000 | 41,501,000 |