Call reports 2004
TEXAS FIRST BANK-WINNIE — 2004
What TEXAS FIRST BANK-WINNIE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 60,071,000 | 59,752,000 | 60,534,000 | 60,899,000 |
| Total loans | 31,035,000 | 33,816,000 | 36,098,000 | 36,732,000 |
| Allowance for loan losses | 379,000 | 398,000 | 416,000 | 439,000 |
| Securities available for sale | 13,705,000 | 18,500,000 | 17,330,000 | 16,446,000 |
| Securities held to maturity | 463,000 | 458,000 | 449,000 | 444,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,198,000 | 53,025,000 | 53,549,000 | 53,885,000 |
| Interest-bearing deposits | 36,077,000 | 35,739,000 | 36,260,000 | 35,331,000 |
| Noninterest-bearing deposits | 17,121,000 | 17,286,000 | 17,289,000 | 18,554,000 |
| Equity capital | 6,749,000 | 6,541,000 | 6,721,000 | 6,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 787,000 | 1,564,000 | 2,403,000 | 3,253,000 |
| Interest expense | 66,000 | 133,000 | 218,000 | 316,000 |
| Net interest income | 721,000 | 1,431,000 | 2,185,000 | 2,937,000 |
| Noninterest income | 266,000 | 561,000 | 830,000 | 1,121,000 |
| Noninterest expense | 836,000 | 1,631,000 | 2,456,000 | 3,240,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 121,000 | 301,000 | 468,000 | 697,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 121,000 | 301,000 | 468,000 | 697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,507,000 | 6,569,000 | 6,630,000 | 6,677,000 |
| Total capital | 6,886,000 | 6,967,000 | 7,046,000 | 7,116,000 |
| Risk-weighted assets | 38,825,000 | 40,781,000 | 41,794,000 | 42,505,000 |