Call reports 2003
TEXAS FIRST BANK-WINNIE — 2003
What TEXAS FIRST BANK-WINNIE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 57,839,000 | 57,761,000 | 60,291,000 | 60,202,000 |
| Total loans | 27,560,000 | 28,378,000 | 29,733,000 | 30,807,000 |
| Allowance for loan losses | 303,000 | 361,000 | 408,000 | 423,000 |
| Securities available for sale | 18,606,000 | 20,531,000 | 19,441,000 | 16,599,000 |
| Securities held to maturity | 372,000 | 357,000 | 746,000 | 738,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,777,000 | 50,656,000 | 53,294,000 | 53,231,000 |
| Interest-bearing deposits | 35,148,000 | 34,067,000 | 34,868,000 | 36,594,000 |
| Noninterest-bearing deposits | 15,629,000 | 16,589,000 | 18,426,000 | 16,637,000 |
| Equity capital | 6,926,000 | 6,890,000 | 6,762,000 | 6,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,660,000 | 2,465,000 | 3,256,000 |
| Interest expense | 111,000 | 209,000 | 285,000 | 353,000 |
| Net interest income | 721,000 | 1,451,000 | 2,180,000 | 2,903,000 |
| Noninterest income | 285,000 | 632,000 | 959,000 | 1,284,000 |
| Noninterest expense | 759,000 | 1,528,000 | 2,385,000 | 3,214,000 |
| Provision for loan losses | 24,000 | 85,000 | 165,000 | 185,000 |
| Pretax income | 223,000 | 470,000 | 589,000 | 788,000 |
| Income tax | 12,000 | 12,000 | 12,000 | 12,000 |
| Net income | 211,000 | 458,000 | 577,000 | 776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,364,000 | 6,360,000 | 6,344,000 | 6,387,000 |
| Total capital | 6,667,000 | 6,721,000 | 6,752,000 | 6,810,000 |
| Risk-weighted assets | 33,889,000 | 35,047,000 | 37,527,000 | 38,353,000 |