Call reports 2002
TEXAS FIRST BANK-WINNIE — 2002
What TEXAS FIRST BANK-WINNIE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 55,879,000 | 56,855,000 | 58,416,000 | 60,281,000 |
| Total loans | 22,362,000 | 22,882,000 | 25,580,000 | 27,580,000 |
| Allowance for loan losses | 277,000 | 290,000 | 302,000 | 304,000 |
| Securities available for sale | 23,514,000 | 22,563,000 | 21,005,000 | 21,238,000 |
| Securities held to maturity | 428,000 | 409,000 | 396,000 | 389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,486,000 | 50,151,000 | 51,426,000 | 53,094,000 |
| Interest-bearing deposits | 35,525,000 | 35,295,000 | 35,888,000 | 37,301,000 |
| Noninterest-bearing deposits | 13,961,000 | 14,856,000 | 15,538,000 | 15,792,000 |
| Equity capital | 6,254,000 | 6,492,000 | 6,742,000 | 6,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,649,000 | 2,534,000 | 3,393,000 |
| Interest expense | 168,000 | 319,000 | 462,000 | 591,000 |
| Net interest income | 652,000 | 1,330,000 | 2,072,000 | 2,802,000 |
| Noninterest income | 190,000 | 446,000 | 740,000 | 1,057,000 |
| Noninterest expense | 617,000 | 1,283,000 | 1,973,000 | 2,758,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 213,000 | 469,000 | 803,000 | 1,053,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 213,000 | 468,000 | 802,000 | 1,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,006,000 | 6,021,000 | 6,122,000 | 6,153,000 |
| Total capital | 6,283,000 | 6,311,000 | 6,424,000 | 6,457,000 |
| Risk-weighted assets | 28,811,000 | 29,255,000 | 32,252,000 | 34,092,000 |