Call reports 2001
TEXAS FIRST BANK-WINNIE — 2001
What TEXAS FIRST BANK-WINNIE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 51,954,000 | 51,215,000 | 53,730,000 | 54,388,000 |
| Total loans | 23,273,000 | 23,218,000 | 23,406,000 | 22,836,000 |
| Allowance for loan losses | 246,000 | 260,000 | 278,000 | 266,000 |
| Securities available for sale | 15,453,000 | 16,967,000 | 18,715,000 | 20,266,000 |
| Securities held to maturity | 514,000 | 486,000 | 465,000 | 445,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,856,000 | 45,097,000 | 47,284,000 | 47,900,000 |
| Interest-bearing deposits | 32,578,000 | 31,674,000 | 33,352,000 | 32,850,000 |
| Noninterest-bearing deposits | 13,278,000 | 13,423,000 | 13,932,000 | 15,050,000 |
| Equity capital | 5,894,000 | 5,861,000 | 6,175,000 | 6,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 985,000 | 1,915,000 | 2,807,000 | 3,650,000 |
| Interest expense | 347,000 | 644,000 | 908,000 | 1,116,000 |
| Net interest income | 638,000 | 1,271,000 | 1,899,000 | 2,534,000 |
| Noninterest income | 187,000 | 398,000 | 618,000 | 814,000 |
| Noninterest expense | 566,000 | 1,124,000 | 1,673,000 | 2,231,000 |
| Provision for loan losses | 12,000 | 24,000 | 44,000 | 80,000 |
| Pretax income | 247,000 | 521,000 | 800,000 | 1,002,000 |
| Income tax | 0 | 5,000 | 5,000 | 5,000 |
| Net income | 247,000 | 516,000 | 795,000 | 997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,679,000 | 5,634,000 | 5,720,000 | 5,792,000 |
| Total capital | 5,925,000 | 5,894,000 | 5,998,000 | 6,058,000 |
| Risk-weighted assets | 28,162,000 | 28,862,000 | 29,572,000 | 28,352,000 |