Call reports 2009
COLONIA BANK — 2009
What COLONIA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 12,507,000 | 13,740,000 | 12,786,000 |
| Total loans | 9,598,000 | 9,857,000 | 10,429,000 |
| Allowance for loan losses | 223,000 | 256,000 | 216,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 5,462,000 | 6,894,000 | 7,014,000 |
| Interest-bearing deposits | 4,883,000 | 5,530,000 | 5,920,000 |
| Noninterest-bearing deposits | 579,000 | 1,364,000 | 1,094,000 |
| Equity capital | 6,894,000 | 6,670,000 | 5,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 136,000 | 280,000 | 428,000 |
| Interest expense | 23,000 | 42,000 | 66,000 |
| Net interest income | 113,000 | 238,000 | 362,000 |
| Noninterest income | 1,000 | 3,000 | 7,000 |
| Noninterest expense | 418,000 | 878,000 | 1,272,000 |
| Provision for loan losses | 103,000 | 136,000 | 96,000 |
| Pretax income | -407,000 | -773,000 | -999,000 |
| Income tax | -156,000 | -298,000 | 535,000 |
| Net income | -251,000 | -475,000 | -1,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 6,203,000 | 5,838,000 | 5,611,000 |
| Total capital | 6,317,000 | 5,939,000 | 5,731,000 |
| Risk-weighted assets | 8,994,000 | 7,928,000 | 9,470,000 |