Call reports 2008
COLONIA BANK — 2008
What COLONIA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|
| Total assets | 8,865,000 | 9,268,000 | 12,574,000 |
| Total loans | 1,920,000 | 5,291,000 | 7,483,000 |
| Allowance for loan losses | 29,000 | 79,000 | 120,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 808,000 | 1,803,000 | 5,252,000 |
| Interest-bearing deposits | 638,000 | 1,191,000 | 4,792,000 |
| Noninterest-bearing deposits | 170,000 | 612,000 | 460,000 |
| Equity capital | 7,624,000 | 7,449,000 | 7,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|
| Interest income | 25,000 | 78,000 | 146,000 |
| Interest expense | 2,000 | 9,000 | 30,000 |
| Net interest income | 23,000 | 69,000 | 116,000 |
| Noninterest income | 12,000 | 12,000 | 16,000 |
| Noninterest expense | 618,000 | 900,000 | 1,401,000 |
| Provision for loan losses | 29,000 | 79,000 | 120,000 |
| Pretax income | -612,000 | -898,000 | -1,389,000 |
| Income tax | -236,000 | -347,000 | -534,000 |
| Net income | -376,000 | -551,000 | -855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|
| Tier 1 capital | 7,388,000 | 7,102,000 | 6,629,000 |
| Total capital | 7,417,000 | 7,181,000 | 6,735,000 |
| Risk-weighted assets | 4,213,000 | 6,669,000 | 8,489,000 |