Call reports 2001
FIRST COMMUNITY BANK OF SOUTHWEST GEORGIA — 2001
What FIRST COMMUNITY BANK OF SOUTHWEST GEORGIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 172,828,000 | 171,302,000 | 166,268,000 | 161,725,000 |
| Total loans | 124,625,000 | 127,812,000 | 129,330,000 | 116,123,000 |
| Allowance for loan losses | 2,610,000 | 2,356,000 | 2,435,000 | 1,634,000 |
| Securities available for sale | 17,231,000 | 18,285,000 | 19,770,000 | 16,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,516,000 | 139,691,000 | 138,056,000 | 135,253,000 |
| Interest-bearing deposits | 124,003,000 | 120,954,000 | 122,946,000 | 115,383,000 |
| Noninterest-bearing deposits | 17,513,000 | 18,737,000 | 15,110,000 | 19,870,000 |
| Equity capital | 15,956,000 | 16,419,000 | 16,986,000 | 17,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,299,000 | 6,467,000 | 9,394,000 | 11,968,000 |
| Interest expense | 1,739,000 | 3,412,000 | 4,902,000 | 6,153,000 |
| Net interest income | 1,560,000 | 3,055,000 | 4,492,000 | 5,815,000 |
| Noninterest income | 595,000 | 1,194,000 | 1,866,000 | 4,014,000 |
| Noninterest expense | 1,165,000 | 2,417,000 | 3,545,000 | 4,476,000 |
| Provision for loan losses | 60,000 | 90,000 | 185,000 | 1,584,000 |
| Pretax income | 930,000 | 1,742,000 | 2,628,000 | 3,769,000 |
| Income tax | 265,000 | 492,000 | 747,000 | 1,127,000 |
| Net income | 665,000 | 1,250,000 | 1,881,000 | 2,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,665,000 | 15,122,000 | 15,626,000 | 16,248,000 |
| Total capital | 16,240,000 | 16,790,000 | 17,300,000 | 17,774,000 |
| Risk-weighted assets | 124,966,000 | 132,764,000 | 133,174,000 | 121,975,000 |