Call reports 2003
LOCAL OKLAHOMA BANK — 2003
What LOCAL OKLAHOMA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 2,846,107,000 | 2,845,479,000 | 2,937,185,000 | 2,877,879,000 |
| Total loans | 2,170,877,000 | 2,204,211,000 | 2,266,373,000 | 2,270,963,000 |
| Allowance for loan losses | 30,316,000 | 30,087,000 | 30,358,000 | 30,398,000 |
| Securities available for sale | 151,088,000 | 113,683,000 | 89,041,000 | 99,853,000 |
| Securities held to maturity | 311,372,000 | 317,693,000 | 254,844,000 | 277,571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,818,313,000 | 1,840,186,000 | 1,980,173,000 | 1,899,454,000 |
| Interest-bearing deposits | 1,623,799,000 | 1,650,068,000 | 1,778,998,000 | 1,700,626,000 |
| Noninterest-bearing deposits | 194,514,000 | 190,118,000 | 201,175,000 | 198,828,000 |
| Equity capital | 253,054,000 | 246,415,000 | 246,257,000 | 254,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 40,284,000 | 78,163,000 | 115,593,000 | 153,096,000 |
| Interest expense | 15,543,000 | 30,414,000 | 45,065,000 | 59,109,000 |
| Net interest income | 24,741,000 | 47,749,000 | 70,528,000 | 93,987,000 |
| Noninterest income | 7,141,000 | 15,312,000 | 23,150,000 | 30,673,000 |
| Noninterest expense | 17,489,000 | 34,140,000 | 51,834,000 | 71,379,000 |
| Provision for loan losses | 1,800,000 | 3,600,000 | 5,100,000 | 6,600,000 |
| Pretax income | 12,593,000 | 25,321,000 | 36,988,000 | 47,000,000 |
| Income tax | 4,248,000 | 8,587,000 | 12,052,000 | 13,785,000 |
| Net income | 8,345,000 | 16,734,000 | 24,936,000 | 33,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 231,735,000 | 226,250,000 | 225,941,000 | 234,288,000 |
| Total capital | 257,880,000 | 252,406,000 | 253,199,000 | 261,363,000 |
| Risk-weighted assets | 2,087,240,000 | 2,088,386,000 | 2,177,323,000 | 2,162,394,000 |