Call reports 2002
LOCAL OKLAHOMA BANK — 2002
What LOCAL OKLAHOMA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 2,784,412,000 | 2,781,692,000 | 2,788,694,000 | 2,837,227,000 |
| Total loans | 1,992,610,000 | 2,009,896,000 | 1,986,807,000 | 2,113,676,000 |
| Allowance for loan losses | 27,657,000 | 28,354,000 | 28,474,000 | 29,532,000 |
| Securities available for sale | 139,785,000 | 100,081,000 | 170,189,000 | 163,473,000 |
| Securities held to maturity | 415,686,000 | 492,256,000 | 449,636,000 | 364,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,890,161,000 | 1,885,255,000 | 1,870,460,000 | 1,830,217,000 |
| Interest-bearing deposits | 1,720,075,000 | 1,715,659,000 | 1,682,072,000 | 1,641,969,000 |
| Noninterest-bearing deposits | 170,086,000 | 169,596,000 | 188,388,000 | 188,248,000 |
| Equity capital | 226,274,000 | 234,192,000 | 238,008,000 | 246,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 45,444,000 | 90,095,000 | 135,050,000 | 177,325,000 |
| Interest expense | 20,262,000 | 39,957,000 | 59,006,000 | 76,301,000 |
| Net interest income | 25,182,000 | 50,138,000 | 76,044,000 | 101,024,000 |
| Noninterest income | 5,412,000 | 10,786,000 | 16,950,000 | 22,754,000 |
| Noninterest expense | 16,597,000 | 33,044,000 | 50,215,000 | 66,684,000 |
| Provision for loan losses | 1,800,000 | 3,600,000 | 5,100,000 | 6,600,000 |
| Pretax income | 12,197,000 | 25,147,000 | 38,546,000 | 51,361,000 |
| Income tax | 4,070,000 | 8,399,000 | 13,179,000 | 17,554,000 |
| Net income | 8,127,000 | 16,748,000 | 25,367,000 | 33,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 208,566,000 | 216,387,000 | 220,413,000 | 225,288,000 |
| Total capital | 233,300,000 | 240,932,000 | 244,586,000 | 250,683,000 |
| Risk-weighted assets | 1,975,504,000 | 1,959,529,000 | 1,929,359,000 | 2,027,316,000 |