Call reports 2001
LOCAL OKLAHOMA BANK — 2001
What LOCAL OKLAHOMA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 2,572,528,000 | 2,590,291,000 | 2,737,691,000 | 2,815,688,000 |
| Total loans | 1,888,458,000 | 1,899,031,000 | 1,952,843,000 | 1,999,766,000 |
| Allowance for loan losses | 28,027,000 | 27,680,000 | 27,664,000 | 27,621,000 |
| Securities available for sale | 496,579,000 | 513,091,000 | 542,211,000 | 193,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 430,956,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,799,668,000 | 1,794,578,000 | 1,852,272,000 | 1,809,598,000 |
| Interest-bearing deposits | 1,642,172,000 | 1,632,756,000 | 1,653,090,000 | 1,639,893,000 |
| Noninterest-bearing deposits | 157,496,000 | 161,822,000 | 199,182,000 | 169,705,000 |
| Equity capital | 203,149,000 | 210,800,000 | 222,484,000 | 221,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 49,214,000 | 97,667,000 | 145,875,000 | 194,615,000 |
| Interest expense | 27,032,000 | 52,457,000 | 76,650,000 | 99,306,000 |
| Net interest income | 22,182,000 | 45,210,000 | 69,225,000 | 95,309,000 |
| Noninterest income | 4,281,000 | 9,309,000 | 14,136,000 | 19,474,000 |
| Noninterest expense | 14,365,000 | 29,376,000 | 44,394,000 | 61,147,000 |
| Provision for loan losses | 750,000 | 1,900,000 | 3,675,000 | 5,400,000 |
| Pretax income | 11,348,000 | 23,243,000 | 35,443,000 | 48,387,000 |
| Income tax | 3,922,000 | 7,994,000 | 12,211,000 | 16,847,000 |
| Net income | 7,426,000 | 15,249,000 | 23,232,000 | 31,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,169,000 | 188,295,000 | 196,261,000 | 201,915,000 |
| Total capital | 203,177,000 | 211,943,000 | 220,648,000 | 226,794,000 |
| Risk-weighted assets | 1,835,606,000 | 1,887,789,000 | 1,947,652,000 | 1,987,570,000 |