Call reports 2026
STATE EXCHANGE BANK, THE — 2026
What STATE EXCHANGE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 46,773,000 | 50,858,000 |
| Total loans | 15,601,000 | 17,073,000 |
| Allowance for loan losses | 246,000 | 239,000 |
| Securities available for sale | 23,206,000 | 28,482,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 42,448,000 | 46,521,000 |
| Interest-bearing deposits | 30,745,000 | 34,941,000 |
| Noninterest-bearing deposits | 11,703,000 | 11,580,000 |
| Equity capital | 4,130,000 | 4,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 507,000 | 1,024,000 |
| Interest expense | 151,000 | 297,000 |
| Net interest income | 356,000 | 727,000 |
| Noninterest income | 30,000 | 46,000 |
| Noninterest expense | 235,000 | 498,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 203,000 | 328,000 |
| Income tax | 9,000 | 15,000 |
| Net income | 194,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 5,682,000 | 5,801,000 |