Call reports 2022
STATE EXCHANGE BANK, THE — 2022
What STATE EXCHANGE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 45,649,000 | 43,673,000 | 44,510,000 | 46,899,000 |
| Total loans | 16,920,000 | 18,451,000 | 19,642,000 | 18,971,000 |
| Allowance for loan losses | 145,000 | 148,000 | 149,000 | 160,000 |
| Securities available for sale | 25,338,000 | 23,187,000 | 22,104,000 | 21,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,572,000 | 39,088,000 | 38,966,000 | 44,388,000 |
| Interest-bearing deposits | 29,901,000 | 28,984,000 | 28,347,000 | 27,874,000 |
| Noninterest-bearing deposits | 11,671,000 | 10,104,000 | 10,619,000 | 16,514,000 |
| Equity capital | 4,041,000 | 2,430,000 | 2,017,000 | 2,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 314,000 | 662,000 | 1,034,000 | 1,439,000 |
| Interest expense | 35,000 | 71,000 | 137,000 | 217,000 |
| Net interest income | 279,000 | 591,000 | 897,000 | 1,222,000 |
| Noninterest income | 15,000 | 33,000 | 46,000 | 55,000 |
| Noninterest expense | 197,000 | 424,000 | 649,000 | 963,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 98,000 | 201,000 | 298,000 | 276,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 15,000 |
| Net income | 94,000 | 192,000 | 285,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,090,000 | 5,188,000 | 5,231,000 | 5,208,000 |