Call reports 2018
STATE EXCHANGE BANK, THE — 2018
What STATE EXCHANGE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 35,181,000 | 33,927,000 | 34,973,000 | 37,233,000 |
| Total loans | 16,200,000 | 16,486,000 | 17,706,000 | 16,548,000 |
| Allowance for loan losses | 142,000 | 172,000 | 171,000 | 174,000 |
| Securities available for sale | 14,178,000 | 14,151,000 | 13,282,000 | 13,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,029,000 | 29,744,000 | 28,784,000 | 32,969,000 |
| Interest-bearing deposits | 24,536,000 | 23,438,000 | 23,173,000 | 22,003,000 |
| Noninterest-bearing deposits | 6,493,000 | 6,306,000 | 5,611,000 | 10,966,000 |
| Equity capital | 4,124,000 | 4,158,000 | 4,103,000 | 4,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 309,000 | 605,000 | 940,000 | 1,287,000 |
| Interest expense | 38,000 | 74,000 | 120,000 | 165,000 |
| Net interest income | 271,000 | 531,000 | 820,000 | 1,122,000 |
| Noninterest income | 22,000 | 43,000 | 58,000 | 74,000 |
| Noninterest expense | 197,000 | 386,000 | 603,000 | 890,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 25,000 |
| Pretax income | 96,000 | 163,000 | 242,000 | 273,000 |
| Income tax | 2,000 | 7,000 | 8,000 | 3,000 |
| Net income | 94,000 | 156,000 | 234,000 | 270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,330,000 | 4,392,000 | 4,421,000 | 4,457,000 |
| Total capital | 4,472,000 | 4,564,000 | 4,592,000 | 4,631,000 |
| Risk-weighted assets | 18,920,000 | 20,016,000 | 22,791,000 | 22,838,000 |