Call reports 2011
STATE EXCHANGE BANK, THE — 2011
What STATE EXCHANGE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 32,644,000 | 32,514,000 | 32,482,000 | 36,117,000 |
| Total loans | 16,471,000 | 16,408,000 | 16,136,000 | 15,911,000 |
| Allowance for loan losses | 280,000 | 301,000 | 300,000 | 301,000 |
| Securities available for sale | 13,390,000 | 14,447,000 | 13,626,000 | 15,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,856,000 | 26,417,000 | 27,504,000 | 31,070,000 |
| Interest-bearing deposits | 23,106,000 | 22,767,000 | 23,362,000 | 25,123,000 |
| Noninterest-bearing deposits | 3,750,000 | 3,650,000 | 4,142,000 | 5,947,000 |
| Equity capital | 2,894,000 | 3,203,000 | 3,420,000 | 3,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 775,000 | 1,160,000 | 1,544,000 |
| Interest expense | 89,000 | 175,000 | 241,000 | 308,000 |
| Net interest income | 293,000 | 600,000 | 919,000 | 1,236,000 |
| Noninterest income | 15,000 | 38,000 | 56,000 | 72,000 |
| Noninterest expense | 229,000 | 404,000 | 586,000 | 843,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 79,000 | 237,000 | 392,000 | 492,000 |
| Income tax | 0 | 8,000 | 15,000 | 22,000 |
| Net income | 79,000 | 229,000 | 377,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,840,000 | 2,988,000 | 3,136,000 | 3,230,000 |
| Total capital | 3,096,000 | 3,234,000 | 3,376,000 | 3,473,000 |
| Risk-weighted assets | 20,444,000 | 19,594,000 | 19,117,000 | 19,416,000 |