Call reports 2002
STATE EXCHANGE BANK, THE — 2002
What STATE EXCHANGE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 24,657,000 | 25,913,000 | 25,833,000 | 28,432,000 |
| Total loans | 11,507,000 | 12,392,000 | 11,868,000 | 13,966,000 |
| Allowance for loan losses | 194,000 | 179,000 | 192,000 | 176,000 |
| Securities available for sale | 10,310,000 | 12,581,000 | 12,433,000 | 11,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,619,000 | 19,901,000 | 19,422,000 | 21,972,000 |
| Interest-bearing deposits | 17,444,000 | 18,100,000 | 17,520,000 | 19,066,000 |
| Noninterest-bearing deposits | 2,175,000 | 1,801,000 | 1,902,000 | 2,906,000 |
| Equity capital | 2,696,000 | 3,011,000 | 3,101,000 | 3,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 407,000 | 806,000 | 1,202,000 | 1,626,000 |
| Interest expense | 181,000 | 350,000 | 528,000 | 692,000 |
| Net interest income | 226,000 | 456,000 | 674,000 | 934,000 |
| Noninterest income | 10,000 | 38,000 | 66,000 | 84,000 |
| Noninterest expense | 135,000 | 277,000 | 418,000 | 639,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 126,000 | 247,000 | 352,000 | 409,000 |
| Income tax | 6,000 | 10,000 | 15,000 | 17,000 |
| Net income | 120,000 | 237,000 | 337,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,715,000 | 2,832,000 | 2,832,000 | 2,884,000 |
| Total capital | 2,889,000 | 3,011,000 | 3,014,000 | 3,060,000 |
| Risk-weighted assets | 13,940,000 | 15,104,000 | 14,574,000 | 16,797,000 |