Call reports 2001
STATE EXCHANGE BANK, THE — 2001
What STATE EXCHANGE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,323,000 | 23,171,000 | 23,857,000 | 26,079,000 |
| Total loans | 10,418,000 | 11,013,000 | 11,293,000 | 12,356,000 |
| Allowance for loan losses | 153,000 | 150,000 | 158,000 | 188,000 |
| Securities available for sale | 10,353,000 | 10,809,000 | 10,871,000 | 11,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,988,000 | 18,520,000 | 18,480,000 | 20,824,000 |
| Interest-bearing deposits | 15,875,000 | 16,710,000 | 16,632,000 | 17,603,000 |
| Noninterest-bearing deposits | 2,113,000 | 1,810,000 | 1,848,000 | 3,221,000 |
| Equity capital | 2,717,000 | 2,816,000 | 2,962,000 | 2,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 840,000 | 1,310,000 | 1,782,000 |
| Interest expense | 208,000 | 424,000 | 648,000 | 861,000 |
| Net interest income | 215,000 | 416,000 | 662,000 | 921,000 |
| Noninterest income | 17,000 | 43,000 | 59,000 | 81,000 |
| Noninterest expense | 135,000 | 257,000 | 380,000 | 583,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 50,000 |
| Pretax income | 97,000 | 202,000 | 321,000 | 364,000 |
| Income tax | 8,000 | 13,000 | 18,000 | 20,000 |
| Net income | 89,000 | 189,000 | 303,000 | 344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,586,000 | 2,691,000 | 2,755,000 | 2,795,000 |
| Total capital | 2,739,000 | 2,841,000 | 2,913,000 | 2,980,000 |
| Risk-weighted assets | 12,839,000 | 13,507,000 | 13,805,000 | 14,773,000 |