Call reports 2005
NEW TRIPOLI BANK — 2005
What NEW TRIPOLI BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 235,759,000 | 239,017,000 | 235,814,000 | 235,065,000 |
| Total loans | 113,305,000 | 115,805,000 | 117,584,000 | 120,332,000 |
| Allowance for loan losses | 1,087,000 | 1,094,000 | 1,153,000 | 1,150,000 |
| Securities available for sale | 103,589,000 | 107,979,000 | 100,263,000 | 96,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,842,000 | 164,876,000 | 166,863,000 | 167,946,000 |
| Interest-bearing deposits | 151,615,000 | 147,953,000 | 152,336,000 | 151,647,000 |
| Noninterest-bearing deposits | 15,227,000 | 16,923,000 | 14,527,000 | 16,299,000 |
| Equity capital | 32,113,000 | 32,068,000 | 32,725,000 | 31,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,164,000 | 6,474,000 | 9,796,000 | 13,219,000 |
| Interest expense | 1,266,000 | 2,622,000 | 4,105,000 | 5,691,000 |
| Net interest income | 1,898,000 | 3,852,000 | 5,691,000 | 7,528,000 |
| Noninterest income | 122,000 | 236,000 | 364,000 | 501,000 |
| Noninterest expense | 1,004,000 | 2,036,000 | 3,050,000 | 4,109,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,018,000 | 2,062,000 | 3,244,000 | 4,165,000 |
| Income tax | 162,000 | 323,000 | 536,000 | 676,000 |
| Net income | 856,000 | 1,739,000 | 2,708,000 | 3,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,791,000 | 29,682,000 | 30,629,000 | 30,461,000 |
| Total capital | 30,878,000 | 30,776,000 | 31,782,000 | 31,611,000 |
| Risk-weighted assets | 139,055,000 | 141,180,000 | 141,010,000 | 144,291,000 |