Call reports 2003
NEW TRIPOLI BANK — 2003
What NEW TRIPOLI BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 200,422,000 | 205,953,000 | 216,244,000 | 219,220,000 |
| Total loans | 100,181,000 | 98,839,000 | 100,114,000 | 102,811,000 |
| Allowance for loan losses | 999,000 | 979,000 | 1,041,000 | 1,039,000 |
| Securities available for sale | 85,061,000 | 93,218,000 | 96,504,000 | 98,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,849,000 | 141,440,000 | 147,892,000 | 150,163,000 |
| Interest-bearing deposits | 129,983,000 | 127,369,000 | 134,974,000 | 136,793,000 |
| Noninterest-bearing deposits | 12,866,000 | 14,071,000 | 12,918,000 | 13,370,000 |
| Equity capital | 30,044,000 | 30,205,000 | 29,665,000 | 30,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,801,000 | 5,661,000 | 8,498,000 | 11,391,000 |
| Interest expense | 1,164,000 | 2,282,000 | 3,414,000 | 4,513,000 |
| Net interest income | 1,637,000 | 3,379,000 | 5,084,000 | 6,878,000 |
| Noninterest income | 147,000 | 337,000 | 478,000 | 994,000 |
| Noninterest expense | 820,000 | 1,769,000 | 2,570,000 | 3,562,000 |
| Provision for loan losses | 75,000 | 75,000 | 150,000 | 150,000 |
| Pretax income | 1,093,000 | 2,177,000 | 4,056,000 | 5,409,000 |
| Income tax | 220,000 | 445,000 | 942,000 | 1,106,000 |
| Net income | 873,000 | 1,732,000 | 3,114,000 | 4,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,793,000 | 25,844,000 | 27,226,000 | 27,533,000 |
| Total capital | 26,792,000 | 26,823,000 | 28,267,000 | 28,572,000 |
| Risk-weighted assets | 123,652,000 | 125,424,000 | 131,043,000 | 134,366,000 |