Call reports 2003

CITIZENS NATIONAL BANK — 2003

Name: CITIZENS NATIONAL BANK — FFIEC call report 2003
Creator: CITIZENS NATIONAL BANK

What CITIZENS NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b87cd8cd-eb3c-4150-ade7-dba9033e3389/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	88,217,000	89,859,000	89,780,000	91,274,000
Total loans	69,125,000	69,628,000	70,237,000	72,551,000
Allowance for loan losses	825,000	863,000	765,000	721,000
Securities available for sale	5,067,000	4,512,000	3,744,000	4,793,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	78,380,000	79,367,000	79,669,000	81,121,000
Interest-bearing deposits	59,261,000	59,356,000	55,618,000	56,062,000
Noninterest-bearing deposits	19,119,000	20,011,000	24,051,000	25,059,000
Equity capital	7,300,000	7,393,000	7,506,000	7,459,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,273,000	2,577,000	3,882,000	5,024,000
Interest expense	335,000	641,000	914,000	1,164,000
Net interest income	938,000	1,936,000	2,968,000	3,860,000
Noninterest income	400,000	852,000	1,381,000	1,920,000
Noninterest expense	1,323,000	2,563,000	3,800,000	5,024,000
Provision for loan losses	625,000	705,000	855,000	1,080,000
Pretax income	-610,000	-480,000	-306,000	-324,000
Income tax	-205,000	-159,000	-98,000	-77,000
Net income	-405,000	-321,000	-208,000	-247,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	7,286,000	7,374,000	7,487,000	7,448,000
Total capital	8,111,000	8,237,000	8,252,000	8,169,000
Risk-weighted assets	68,589,000	71,409,000	72,143,000	73,596,000