Call reports 2025
INTEGRITY BANK — 2025
What INTEGRITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 86,431,000 | 83,766,000 | 86,128,000 | 92,844,000 |
| Total loans | 28,956,000 | 30,207,000 | 31,092,000 | 33,732,000 |
| Allowance for loan losses | 378,000 | 378,000 | 378,000 | 346,000 |
| Securities available for sale | 47,928,000 | 44,538,000 | 49,916,000 | 51,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,535,000 | 74,440,000 | 76,049,000 | 82,331,000 |
| Interest-bearing deposits | 26,998,000 | 38,790,000 | 39,009,000 | 10,497,000 |
| Noninterest-bearing deposits | 50,537,000 | 35,650,000 | 37,040,000 | 71,834,000 |
| Equity capital | 7,666,000 | 8,088,000 | 8,841,000 | 9,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 998,000 | 2,026,000 | 3,097,000 | 4,169,000 |
| Interest expense | 140,000 | 303,000 | 467,000 | 643,000 |
| Net interest income | 858,000 | 1,723,000 | 2,630,000 | 3,526,000 |
| Noninterest income | 65,000 | 134,000 | 201,000 | 266,000 |
| Noninterest expense | 686,000 | 1,314,000 | 1,962,000 | 2,662,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 214,000 | 537,000 | 876,000 | 1,142,000 |
| Income tax | 0 | 1,000 | 2,000 | 5,000 |
| Net income | 214,000 | 536,000 | 874,000 | 1,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,307,000 | 9,483,000 | 9,795,000 | 10,058,000 |
| Total capital | 9,685,000 | 9,861,000 | 10,173,000 | 10,404,000 |
| Risk-weighted assets | 39,218,000 | 38,583,000 | 42,367,000 | 42,676,000 |