Call reports 2024
INTEGRITY BANK — 2024
What INTEGRITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 67,807,000 | 80,414,000 | 80,323,000 | 81,462,000 |
| Total loans | 28,149,000 | 28,878,000 | 29,883,000 | 29,182,000 |
| Allowance for loan losses | 365,000 | 365,000 | 378,000 | 378,000 |
| Securities available for sale | 35,780,000 | 31,915,000 | 42,786,000 | 43,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,532,000 | 72,823,000 | 71,735,000 | 72,991,000 |
| Interest-bearing deposits | 37,428,000 | 34,954,000 | 12,059,000 | 36,315,000 |
| Noninterest-bearing deposits | 18,104,000 | 37,869,000 | 59,676,000 | 36,676,000 |
| Equity capital | 6,237,000 | 6,332,000 | 7,347,000 | 7,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 658,000 | 1,425,000 | 2,364,000 | 3,353,000 |
| Interest expense | 145,000 | 294,000 | 400,000 | 522,000 |
| Net interest income | 513,000 | 1,131,000 | 1,964,000 | 2,831,000 |
| Noninterest income | 66,000 | 134,000 | 201,000 | 272,000 |
| Noninterest expense | 496,000 | 1,128,000 | 1,766,000 | 2,365,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 123,000 | 200,000 | 463,000 | 814,000 |
| Income tax | 0 | 0 | 0 | 64,000 |
| Net income | 123,000 | 200,000 | 463,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,397,000 | 8,476,000 | 8,772,000 | 9,091,000 |
| Total capital | 8,762,000 | 8,841,000 | 9,150,000 | 9,469,000 |
| Risk-weighted assets | 35,929,000 | 40,386,000 | 39,032,000 | 37,329,000 |