Call reports 2023
INTEGRITY BANK — 2023
What INTEGRITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 74,083,000 | 70,881,000 | 68,016,000 | 72,098,000 |
| Total loans | 23,702,000 | 22,928,000 | 24,345,000 | 28,311,000 |
| Allowance for loan losses | 358,000 | 360,000 | 361,000 | 364,000 |
| Securities available for sale | 48,050,000 | 45,337,000 | 40,835,000 | 39,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,041,000 | 59,670,000 | 53,563,000 | 52,052,000 |
| Interest-bearing deposits | 43,489,000 | 41,700,000 | 33,447,000 | 32,795,000 |
| Noninterest-bearing deposits | 20,552,000 | 17,970,000 | 20,116,000 | 19,257,000 |
| Equity capital | 5,300,000 | 5,161,000 | 4,770,000 | 6,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,107,000 | 1,697,000 | 2,316,000 |
| Interest expense | 123,000 | 243,000 | 387,000 | 541,000 |
| Net interest income | 403,000 | 864,000 | 1,310,000 | 1,775,000 |
| Noninterest income | 59,000 | 125,000 | 196,000 | 270,000 |
| Noninterest expense | 459,000 | 967,000 | 1,462,000 | 2,002,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,000 | 37,000 | 74,000 | 116,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | 37,000 | 74,000 | 116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,131,000 | 8,156,000 | 8,174,000 | 8,275,000 |
| Total capital | 8,489,000 | 8,516,000 | 8,535,000 | 8,639,000 |
| Risk-weighted assets | 32,607,000 | 33,139,000 | 36,005,000 | 40,185,000 |