Call reports 2022
INTEGRITY BANK — 2022
What INTEGRITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 77,798,000 | 77,181,000 | 78,008,000 | 83,942,000 |
| Total loans | 21,239,000 | 23,886,000 | 25,314,000 | 29,377,000 |
| Allowance for loan losses | 1,099,000 | 1,101,000 | 1,104,000 | 1,106,000 |
| Securities available for sale | 52,751,000 | 51,753,000 | 50,410,000 | 51,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,942,000 | 68,913,000 | 63,841,000 | 62,599,000 |
| Interest-bearing deposits | 51,046,000 | 47,459,000 | 44,025,000 | 41,758,000 |
| Noninterest-bearing deposits | 21,896,000 | 21,454,000 | 19,816,000 | 20,841,000 |
| Equity capital | 4,818,000 | 4,119,000 | 2,984,000 | 3,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 792,000 | 1,266,000 | 1,809,000 |
| Interest expense | 57,000 | 113,000 | 191,000 | 309,000 |
| Net interest income | 302,000 | 679,000 | 1,075,000 | 1,500,000 |
| Noninterest income | 53,000 | 106,000 | 161,000 | 220,000 |
| Noninterest expense | 449,000 | 958,000 | 1,382,000 | 1,955,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -85,000 | -148,000 | -102,000 | -193,000 |
| Income tax | 0 | -282,000 | -281,000 | -282,000 |
| Net income | -85,000 | 134,000 | 179,000 | 89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,233,000 | 7,413,000 | 7,420,000 | 7,347,000 |
| Total capital | 7,620,000 | 7,800,000 | 7,861,000 | 7,805,000 |
| Risk-weighted assets | 30,225,000 | 30,265,000 | 34,625,000 | 35,963,000 |