Call reports 2021
INTEGRITY BANK — 2021
What INTEGRITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 75,435,000 | 73,535,000 | 73,040,000 | 71,033,000 |
| Total loans | 20,581,000 | 18,161,000 | 18,749,000 | 24,546,000 |
| Allowance for loan losses | 1,062,000 | 1,088,000 | 1,091,000 | 1,099,000 |
| Securities available for sale | 34,254,000 | 43,930,000 | 45,463,000 | 45,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,328,000 | 66,570,000 | 66,100,000 | 62,994,000 |
| Interest-bearing deposits | 51,385,000 | 49,626,000 | 49,328,000 | 45,411,000 |
| Noninterest-bearing deposits | 16,943,000 | 16,944,000 | 16,772,000 | 17,583,000 |
| Equity capital | 7,050,000 | 6,931,000 | 6,915,000 | 6,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 414,000 | 793,000 | 1,129,000 | 1,498,000 |
| Interest expense | 81,000 | 152,000 | 215,000 | 276,000 |
| Net interest income | 333,000 | 641,000 | 914,000 | 1,222,000 |
| Noninterest income | 23,000 | 121,000 | 163,000 | 239,000 |
| Noninterest expense | 391,000 | 898,000 | 1,339,000 | 1,856,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -35,000 | -136,000 | -205,000 | -325,000 |
| Income tax | 0 | 0 | -70,000 | -71,000 |
| Net income | -35,000 | -136,000 | -135,000 | -254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,109,000 | 6,971,000 | 6,977,000 | 6,888,000 |
| Total capital | 7,434,000 | 7,304,000 | 7,318,000 | 7,267,000 |
| Risk-weighted assets | 25,255,000 | 25,858,000 | 26,496,000 | 29,594,000 |