Call reports 2020
INTEGRITY BANK — 2020
What INTEGRITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 81,442,000 | 87,861,000 | 76,794,000 | 69,892,000 |
| Total loans | 37,360,000 | 34,700,000 | 32,494,000 | 26,303,000 |
| Allowance for loan losses | 1,199,000 | 1,082,000 | 1,233,000 | 1,263,000 |
| Securities available for sale | 24,159,000 | 24,544,000 | 14,590,000 | 5,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,566,000 | 80,073,000 | 69,167,000 | 62,562,000 |
| Interest-bearing deposits | 58,921,000 | 65,552,000 | 54,417,000 | 46,626,000 |
| Noninterest-bearing deposits | 13,645,000 | 14,521,000 | 14,750,000 | 15,936,000 |
| Equity capital | 7,648,000 | 7,719,000 | 7,535,000 | 7,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,336,000 | 1,884,000 | 2,357,000 |
| Interest expense | 183,000 | 361,000 | 519,000 | 783,000 |
| Net interest income | 527,000 | 975,000 | 1,365,000 | 1,574,000 |
| Noninterest income | 34,000 | 58,000 | 66,000 | 126,000 |
| Noninterest expense | 506,000 | 1,041,000 | 1,631,000 | 2,121,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 85,000 | 26,000 | 53,000 | -105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 26,000 | 53,000 | -105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,344,000 | 7,267,000 | 7,292,000 | 7,143,000 |
| Total capital | 7,939,000 | 7,882,000 | 7,851,000 | 7,529,000 |
| Risk-weighted assets | 46,367,000 | 48,699,000 | 44,068,000 | 29,996,000 |