Call reports 2019
INTEGRITY BANK — 2019
What INTEGRITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 82,953,000 | 81,518,000 | 77,170,000 | 82,396,000 |
| Total loans | 52,387,000 | 51,393,000 | 48,873,000 | 39,348,000 |
| Allowance for loan losses | 970,000 | 1,594,000 | 1,796,000 | 1,397,000 |
| Securities available for sale | 18,417,000 | 19,303,000 | 18,689,000 | 19,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,630,000 | 73,546,000 | 69,321,000 | 74,801,000 |
| Interest-bearing deposits | 60,992,000 | 60,813,000 | 55,619,000 | 60,176,000 |
| Noninterest-bearing deposits | 13,638,000 | 12,733,000 | 13,702,000 | 14,625,000 |
| Equity capital | 8,212,000 | 7,814,000 | 7,693,000 | 7,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 946,000 | 1,836,000 | 2,684,000 | 3,430,000 |
| Interest expense | 180,000 | 364,000 | 547,000 | 740,000 |
| Net interest income | 766,000 | 1,472,000 | 2,137,000 | 2,690,000 |
| Noninterest income | 61,000 | 114,000 | 134,000 | 152,000 |
| Noninterest expense | 695,000 | 1,330,000 | 1,994,000 | 2,632,000 |
| Provision for loan losses | 165,000 | 875,000 | 1,100,000 | 1,377,000 |
| Pretax income | 354,000 | -225,000 | -432,000 | -772,000 |
| Income tax | -9,000 | -13,000 | -34,000 | -47,000 |
| Net income | 363,000 | -212,000 | -398,000 | -725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,346,000 | 7,771,000 | 7,585,000 | 7,257,000 |
| Total capital | 9,104,000 | 8,530,000 | 8,297,000 | 7,910,000 |
| Risk-weighted assets | 60,433,000 | 59,896,000 | 55,931,000 | 51,529,000 |