Call reports 2018
INTEGRITY BANK — 2018
What INTEGRITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 75,364,000 | 79,143,000 | 81,928,000 | 87,415,000 |
| Total loans | 52,125,000 | 57,259,000 | 60,718,000 | 55,774,000 |
| Allowance for loan losses | 646,000 | 642,000 | 776,000 | 820,000 |
| Securities available for sale | 18,889,000 | 18,811,000 | 18,168,000 | 18,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,555,000 | 69,199,000 | 70,440,000 | 79,648,000 |
| Interest-bearing deposits | 53,355,000 | 55,893,000 | 42,285,000 | 65,199,000 |
| Noninterest-bearing deposits | 14,200,000 | 13,306,000 | 28,155,000 | 14,449,000 |
| Equity capital | 7,694,000 | 7,713,000 | 7,539,000 | 7,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,664,000 | 2,603,000 | 3,537,000 |
| Interest expense | 68,000 | 144,000 | 286,000 | 457,000 |
| Net interest income | 727,000 | 1,520,000 | 2,317,000 | 3,080,000 |
| Noninterest income | 56,000 | 136,000 | 190,000 | 226,000 |
| Noninterest expense | 581,000 | 1,153,000 | 1,753,000 | 2,227,000 |
| Provision for loan losses | 35,000 | 65,000 | 284,000 | 674,000 |
| Pretax income | 167,000 | 438,000 | 470,000 | 405,000 |
| Income tax | 9,000 | 19,000 | 21,000 | 17,000 |
| Net income | 158,000 | 419,000 | 449,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,102,000 | 8,139,000 | 8,043,000 | 7,983,000 |
| Total capital | 8,748,000 | 8,781,000 | 8,819,000 | 8,785,000 |
| Risk-weighted assets | 57,784,000 | 64,158,000 | 66,869,000 | 64,209,000 |