Call reports 2017
INTEGRITY BANK — 2017
What INTEGRITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 72,857,000 | 73,126,000 | 73,117,000 | 80,453,000 |
| Total loans | 49,284,000 | 51,275,000 | 52,732,000 | 51,630,000 |
| Allowance for loan losses | 698,000 | 680,000 | 608,000 | 637,000 |
| Securities available for sale | 19,334,000 | 18,696,000 | 17,167,000 | 17,044,000 |
| Securities held to maturity | 63,000 | 62,000 | 61,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,013,000 | 64,652,000 | 61,325,000 | 72,641,000 |
| Interest-bearing deposits | 52,544,000 | 52,792,000 | 49,326,000 | 60,022,000 |
| Noninterest-bearing deposits | 12,469,000 | 11,860,000 | 11,999,000 | 12,619,000 |
| Equity capital | 7,750,000 | 7,909,000 | 7,832,000 | 7,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,519,000 | 2,284,000 | 3,077,000 |
| Interest expense | 58,000 | 118,000 | 184,000 | 252,000 |
| Net interest income | 685,000 | 1,401,000 | 2,100,000 | 2,825,000 |
| Noninterest income | 54,000 | 111,000 | 170,000 | 231,000 |
| Noninterest expense | 562,000 | 1,062,000 | 1,664,000 | 2,224,000 |
| Provision for loan losses | 0 | 10,000 | 130,000 | 160,000 |
| Pretax income | 177,000 | 440,000 | 475,000 | 670,000 |
| Income tax | 7,000 | 17,000 | 18,000 | 15,000 |
| Net income | 170,000 | 423,000 | 457,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,939,000 | 7,917,000 | 7,866,000 | 7,944,000 |
| Total capital | 8,637,000 | 8,597,000 | 8,474,000 | 8,581,000 |
| Risk-weighted assets | 61,179,000 | 59,309,000 | 62,249,000 | 61,568,000 |