Call reports 2016
INTEGRITY BANK — 2016
What INTEGRITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 70,207,000 | 69,795,000 | 70,859,000 | 79,642,000 |
| Total loans | 47,870,000 | 50,367,000 | 51,623,000 | 50,903,000 |
| Allowance for loan losses | 616,000 | 635,000 | 669,000 | 704,000 |
| Securities available for sale | 19,705,000 | 17,496,000 | 16,426,000 | 17,271,000 |
| Securities held to maturity | 65,000 | 65,000 | 64,000 | 63,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,380,000 | 59,844,000 | 61,730,000 | 72,046,000 |
| Interest-bearing deposits | 48,875,000 | 48,812,000 | 50,410,000 | 59,141,000 |
| Noninterest-bearing deposits | 12,505,000 | 11,032,000 | 11,320,000 | 12,905,000 |
| Equity capital | 7,725,000 | 7,997,000 | 8,018,000 | 7,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,455,000 | 2,237,000 | 2,993,000 |
| Interest expense | 43,000 | 86,000 | 135,000 | 191,000 |
| Net interest income | 670,000 | 1,369,000 | 2,102,000 | 2,802,000 |
| Noninterest income | 62,000 | 118,000 | 180,000 | 238,000 |
| Noninterest expense | 529,000 | 1,013,000 | 1,588,000 | 2,180,000 |
| Provision for loan losses | 0 | 25,000 | 81,000 | 121,000 |
| Pretax income | 203,000 | 455,000 | 643,000 | 769,000 |
| Income tax | 22,000 | 33,000 | 39,000 | 45,000 |
| Net income | 181,000 | 422,000 | 604,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,676,000 | 7,817,000 | 7,874,000 | 7,769,000 |
| Total capital | 8,292,000 | 8,452,000 | 8,543,000 | 8,473,000 |
| Risk-weighted assets | 57,415,000 | 59,406,000 | 60,272,000 | 63,422,000 |