Call reports 2014
INTEGRITY BANK — 2014
What INTEGRITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 68,298,000 | 66,626,000 | 65,318,000 | 76,365,000 |
| Total loans | 31,059,000 | 33,244,000 | 34,656,000 | 36,572,000 |
| Allowance for loan losses | 308,000 | 299,000 | 323,000 | 299,000 |
| Securities available for sale | 34,140,000 | 30,901,000 | 27,252,000 | 30,193,000 |
| Securities held to maturity | 69,000 | 68,000 | 68,000 | 67,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,291,000 | 57,647,000 | 58,127,000 | 69,054,000 |
| Interest-bearing deposits | 48,951,000 | 47,638,000 | 47,191,000 | 57,029,000 |
| Noninterest-bearing deposits | 12,340,000 | 10,009,000 | 10,936,000 | 12,025,000 |
| Equity capital | 6,948,000 | 7,098,000 | 7,135,000 | 7,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,157,000 | 1,751,000 | 2,372,000 |
| Interest expense | 60,000 | 120,000 | 174,000 | 223,000 |
| Net interest income | 521,000 | 1,037,000 | 1,577,000 | 2,149,000 |
| Noninterest income | 42,000 | 96,000 | 155,000 | 217,000 |
| Noninterest expense | 411,000 | 842,000 | 1,276,000 | 1,830,000 |
| Provision for loan losses | 10,000 | 10,000 | 35,000 | 50,000 |
| Pretax income | 142,000 | 291,000 | 429,000 | 494,000 |
| Income tax | 8,000 | 14,000 | 20,000 | 23,000 |
| Net income | 134,000 | 277,000 | 409,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,427,000 | 7,445,000 | 7,501,000 | 7,463,000 |
| Total capital | 7,735,000 | 7,744,000 | 7,824,000 | 7,762,000 |
| Risk-weighted assets | 39,336,000 | 40,821,000 | 41,402,000 | 45,950,000 |