Call reports 2013
INTEGRITY BANK — 2013
What INTEGRITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 70,725,000 | 64,604,000 | 63,856,000 | 71,062,000 |
| Total loans | 28,616,000 | 31,436,000 | 31,149,000 | 32,288,000 |
| Allowance for loan losses | 294,000 | 303,000 | 304,000 | 304,000 |
| Securities available for sale | 36,661,000 | 30,568,000 | 29,188,000 | 28,760,000 |
| Securities held to maturity | 71,000 | 71,000 | 70,000 | 70,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,888,000 | 56,032,000 | 56,295,000 | 64,376,000 |
| Interest-bearing deposits | 49,837,000 | 46,011,000 | 44,947,000 | 52,404,000 |
| Noninterest-bearing deposits | 13,051,000 | 10,021,000 | 11,348,000 | 11,972,000 |
| Equity capital | 7,751,000 | 6,948,000 | 6,713,000 | 6,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,153,000 | 1,752,000 | 2,349,000 |
| Interest expense | 58,000 | 116,000 | 172,000 | 230,000 |
| Net interest income | 512,000 | 1,037,000 | 1,580,000 | 2,119,000 |
| Noninterest income | 64,000 | 117,000 | 129,000 | 194,000 |
| Noninterest expense | 407,000 | 861,000 | 1,250,000 | 1,802,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 30,000 |
| Pretax income | 169,000 | 384,000 | 550,000 | 602,000 |
| Income tax | 0 | 8,000 | 16,000 | 19,000 |
| Net income | 169,000 | 376,000 | 534,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,311,000 | 7,297,000 | 7,354,000 | 7,292,000 |
| Total capital | 7,605,000 | 7,600,000 | 7,658,000 | 7,596,000 |
| Risk-weighted assets | 37,593,000 | 38,876,000 | 38,513,000 | 40,997,000 |