Call reports 2012
INTEGRITY BANK — 2012
What INTEGRITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 62,005,000 | 62,094,000 | 64,605,000 | 73,541,000 |
| Total loans | 27,946,000 | 30,020,000 | 29,162,000 | 31,587,000 |
| Allowance for loan losses | 271,000 | 300,000 | 288,000 | 293,000 |
| Securities available for sale | 27,377,000 | 27,537,000 | 29,686,000 | 31,045,000 |
| Securities held to maturity | 73,000 | 73,000 | 72,000 | 72,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,327,000 | 54,201,000 | 56,652,000 | 65,709,000 |
| Interest-bearing deposits | 43,550,000 | 44,080,000 | 44,866,000 | 53,191,000 |
| Noninterest-bearing deposits | 10,777,000 | 10,121,000 | 11,786,000 | 12,518,000 |
| Equity capital | 7,567,000 | 7,771,000 | 7,834,000 | 7,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 566,000 | 1,146,000 | 1,733,000 | 2,311,000 |
| Interest expense | 62,000 | 119,000 | 177,000 | 233,000 |
| Net interest income | 504,000 | 1,027,000 | 1,556,000 | 2,078,000 |
| Noninterest income | 55,000 | 105,000 | 172,000 | 252,000 |
| Noninterest expense | 428,000 | 872,000 | 1,293,000 | 1,847,000 |
| Provision for loan losses | 45,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 86,000 | 185,000 | 360,000 | 408,000 |
| Income tax | 3,000 | 8,000 | 16,000 | 19,000 |
| Net income | 83,000 | 177,000 | 344,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,089,000 | 7,133,000 | 7,201,000 | 7,145,000 |
| Total capital | 7,360,000 | 7,433,000 | 7,489,000 | 7,438,000 |
| Risk-weighted assets | 34,412,000 | 36,601,000 | 36,791,000 | 40,649,000 |