Call reports 2011
INTEGRITY BANK — 2011
What INTEGRITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 59,823,000 | 59,040,000 | 56,267,000 | 59,815,000 |
| Total loans | 26,055,000 | 29,074,000 | 28,804,000 | 30,278,000 |
| Allowance for loan losses | 415,000 | 429,000 | 428,000 | 224,000 |
| Securities available for sale | 28,276,000 | 27,204,000 | 24,389,000 | 23,403,000 |
| Securities held to maturity | 76,000 | 75,000 | 74,000 | 74,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,357,000 | 49,879,000 | 48,320,000 | 52,078,000 |
| Interest-bearing deposits | 43,633,000 | 42,124,000 | 40,563,000 | 42,252,000 |
| Noninterest-bearing deposits | 8,724,000 | 7,755,000 | 7,757,000 | 9,826,000 |
| Equity capital | 7,331,000 | 7,558,000 | 7,812,000 | 7,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 586,000 | 1,189,000 | 1,811,000 | 2,399,000 |
| Interest expense | 110,000 | 210,000 | 296,000 | 362,000 |
| Net interest income | 476,000 | 979,000 | 1,515,000 | 2,037,000 |
| Noninterest income | 79,000 | 140,000 | 215,000 | 275,000 |
| Noninterest expense | 387,000 | 858,000 | 1,276,000 | 1,826,000 |
| Provision for loan losses | 5,000 | 53,000 | 83,000 | 113,000 |
| Pretax income | 163,000 | 208,000 | 492,000 | 494,000 |
| Income tax | 7,000 | 9,000 | 16,000 | 16,000 |
| Net income | 156,000 | 199,000 | 476,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,910,000 | 6,902,000 | 7,079,000 | 7,006,000 |
| Total capital | 7,315,000 | 7,331,000 | 7,504,000 | 7,230,000 |
| Risk-weighted assets | 32,418,000 | 34,709,000 | 33,961,000 | 35,846,000 |