Call reports 2010
INTEGRITY BANK — 2010
What INTEGRITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 55,709,000 | 56,462,000 | 57,025,000 | 63,167,000 |
| Total loans | 23,877,000 | 25,597,000 | 25,436,000 | 28,044,000 |
| Allowance for loan losses | 211,000 | 212,000 | 244,000 | 449,000 |
| Securities available for sale | 22,526,000 | 24,266,000 | 24,694,000 | 26,411,000 |
| Securities held to maturity | 78,000 | 78,000 | 77,000 | 76,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,285,000 | 48,832,000 | 49,084,000 | 55,784,000 |
| Interest-bearing deposits | 41,379,000 | 41,871,000 | 41,712,000 | 47,441,000 |
| Noninterest-bearing deposits | 6,906,000 | 6,961,000 | 7,372,000 | 8,343,000 |
| Equity capital | 7,275,000 | 7,454,000 | 7,789,000 | 7,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,158,000 | 1,767,000 | 2,358,000 |
| Interest expense | 143,000 | 290,000 | 406,000 | 540,000 |
| Net interest income | 424,000 | 868,000 | 1,361,000 | 1,818,000 |
| Noninterest income | 68,000 | 141,000 | 215,000 | 297,000 |
| Noninterest expense | 413,000 | 834,000 | 1,242,000 | 1,780,000 |
| Provision for loan losses | 0 | 3,000 | 31,000 | 281,000 |
| Pretax income | 79,000 | 172,000 | 303,000 | 54,000 |
| Income tax | -9,000 | -5,000 | -12,000 | -10,000 |
| Net income | 88,000 | 177,000 | 315,000 | 64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,878,000 | 6,917,000 | 7,055,000 | 6,804,000 |
| Total capital | 7,089,000 | 7,129,000 | 7,299,000 | 7,238,000 |
| Risk-weighted assets | 29,688,000 | 31,015,000 | 31,629,000 | 35,212,000 |