Call reports 2007
INTEGRITY BANK — 2007
What INTEGRITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 39,957,000 | 38,981,000 | 38,341,000 | 42,159,000 |
| Total loans | 17,113,000 | 19,017,000 | 19,678,000 | 21,478,000 |
| Allowance for loan losses | 195,000 | 208,000 | 208,000 | 209,000 |
| Securities available for sale | 18,216,000 | 17,606,000 | 16,377,000 | 15,823,000 |
| Securities held to maturity | 225,000 | 225,000 | 224,000 | 223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,297,000 | 32,086,000 | 30,977,000 | 34,895,000 |
| Interest-bearing deposits | 27,232,000 | 26,676,000 | 25,178,000 | 28,739,000 |
| Noninterest-bearing deposits | 6,065,000 | 5,410,000 | 5,799,000 | 6,156,000 |
| Equity capital | 6,498,000 | 6,577,000 | 6,908,000 | 7,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,119,000 | 1,690,000 | 2,265,000 |
| Interest expense | 180,000 | 361,000 | 548,000 | 720,000 |
| Net interest income | 378,000 | 758,000 | 1,142,000 | 1,545,000 |
| Noninterest income | 55,000 | 101,000 | 156,000 | 230,000 |
| Noninterest expense | 282,000 | 519,000 | 784,000 | 1,254,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 151,000 | 340,000 | 514,000 | 521,000 |
| Income tax | 6,000 | 15,000 | 22,000 | 23,000 |
| Net income | 145,000 | 325,000 | 492,000 | 498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,657,000 | 6,837,000 | 6,904,000 | 6,810,000 |
| Total capital | 6,852,000 | 7,045,000 | 7,112,000 | 7,019,000 |
| Risk-weighted assets | 19,847,000 | 20,881,000 | 21,227,000 | 23,508,000 |