Call reports 2006
INTEGRITY BANK — 2006
What INTEGRITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 40,196,000 | 38,377,000 | 37,627,000 | 40,958,000 |
| Total loans | 17,732,000 | 18,011,000 | 18,760,000 | 18,926,000 |
| Allowance for loan losses | 189,000 | 192,000 | 189,000 | 179,000 |
| Securities available for sale | 18,357,000 | 17,963,000 | 16,858,000 | 18,155,000 |
| Securities held to maturity | 250,000 | 250,000 | 226,000 | 226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,918,000 | 32,148,000 | 29,925,000 | 34,331,000 |
| Interest-bearing deposits | 28,494,000 | 27,198,000 | 25,376,000 | 28,952,000 |
| Noninterest-bearing deposits | 5,424,000 | 4,950,000 | 4,549,000 | 5,379,000 |
| Equity capital | 6,133,000 | 6,084,000 | 6,330,000 | 6,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,037,000 | 1,554,000 | 2,075,000 |
| Interest expense | 159,000 | 323,000 | 497,000 | 672,000 |
| Net interest income | 364,000 | 714,000 | 1,057,000 | 1,403,000 |
| Noninterest income | 49,000 | 90,000 | 157,000 | 213,000 |
| Noninterest expense | 263,000 | 492,000 | 758,000 | 1,167,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 60,000 |
| Pretax income | 150,000 | 262,000 | 406,000 | 389,000 |
| Income tax | 12,000 | 12,000 | 17,000 | 14,000 |
| Net income | 138,000 | 250,000 | 389,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,436,000 | 6,466,000 | 6,525,000 | 6,512,000 |
| Total capital | 6,625,000 | 6,658,000 | 6,714,000 | 6,691,000 |
| Risk-weighted assets | 19,995,000 | 20,001,000 | 20,544,000 | 21,657,000 |