Call reports 2002
INTEGRITY BANK — 2002
What INTEGRITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,741,000 | 36,965,000 | 35,236,000 | 35,975,000 |
| Total loans | 17,877,000 | 18,193,000 | 18,988,000 | 19,553,000 |
| Allowance for loan losses | 243,000 | 236,000 | 436,000 | 412,000 |
| Securities available for sale | 12,645,000 | 14,102,000 | 14,104,000 | 13,173,000 |
| Securities held to maturity | 296,000 | 296,000 | 276,000 | 276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,910,000 | 29,856,000 | 26,984,000 | 28,721,000 |
| Interest-bearing deposits | 25,231,000 | 26,413,000 | 23,569,000 | 25,276,000 |
| Noninterest-bearing deposits | 3,679,000 | 3,443,000 | 3,415,000 | 3,445,000 |
| Equity capital | 6,380,000 | 6,621,000 | 6,741,000 | 6,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,115,000 | 1,618,000 | 2,167,000 |
| Interest expense | 179,000 | 338,000 | 468,000 | 595,000 |
| Net interest income | 391,000 | 777,000 | 1,150,000 | 1,572,000 |
| Noninterest income | 41,000 | 81,000 | 123,000 | 169,000 |
| Noninterest expense | 188,000 | 381,000 | 584,000 | 946,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 206,000 |
| Pretax income | 244,000 | 477,000 | 489,000 | 589,000 |
| Income tax | 67,000 | 152,000 | 156,000 | 210,000 |
| Net income | 177,000 | 325,000 | 333,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,253,000 | 6,401,000 | 6,409,000 | 6,405,000 |
| Total capital | 6,496,000 | 6,637,000 | 6,681,000 | 6,686,000 |
| Risk-weighted assets | 21,197,000 | 21,655,000 | 21,628,000 | 22,354,000 |