Call reports 2001
INTEGRITY BANK — 2001
What INTEGRITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 33,193,000 | 35,461,000 | 33,360,000 | 38,217,000 |
| Total loans | 17,421,000 | 17,606,000 | 17,954,000 | 18,762,000 |
| Allowance for loan losses | 250,000 | 270,000 | 248,000 | 243,000 |
| Securities available for sale | 11,052,000 | 12,139,000 | 12,460,000 | 12,949,000 |
| Securities held to maturity | 205,000 | 205,000 | 310,000 | 296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,848,000 | 28,932,000 | 26,559,000 | 31,422,000 |
| Interest-bearing deposits | 23,290,000 | 25,623,000 | 23,155,000 | 27,977,000 |
| Noninterest-bearing deposits | 3,558,000 | 3,309,000 | 3,404,000 | 3,445,000 |
| Equity capital | 5,944,000 | 6,064,000 | 6,300,000 | 6,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,192,000 | 1,778,000 | 2,363,000 |
| Interest expense | 268,000 | 520,000 | 755,000 | 958,000 |
| Net interest income | 341,000 | 672,000 | 1,023,000 | 1,405,000 |
| Noninterest income | 35,000 | 74,000 | 111,000 | 154,000 |
| Noninterest expense | 212,000 | 410,000 | 587,000 | 920,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 164,000 | 316,000 | 527,000 | 619,000 |
| Income tax | 60,000 | 115,000 | 191,000 | 222,000 |
| Net income | 104,000 | 201,000 | 336,000 | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,833,000 | 5,930,000 | 6,066,000 | 6,076,000 |
| Total capital | 6,083,000 | 6,192,000 | 6,314,000 | 6,319,000 |
| Risk-weighted assets | 20,281,000 | 20,953,000 | 20,652,000 | 22,651,000 |