Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 48,505,000 | 48,576,000 | 44,734,000 |
| Total loans | 15,687,000 | 16,122,000 | 16,064,000 |
| Allowance for loan losses | 418,000 | 424,000 | 415,000 |
| Securities available for sale | 17,996,000 | 15,842,000 | 7,926,000 |
| Securities held to maturity | 3,003,000 | 2,896,000 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 46,155,000 | 46,636,000 | 42,885,000 |
| Interest-bearing deposits | 33,130,000 | 34,242,000 | 31,886,000 |
| Noninterest-bearing deposits | 13,025,000 | 12,394,000 | 10,999,000 |
| Equity capital | 2,273,000 | 1,862,000 | 1,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 387,000 | 786,000 | 1,159,000 |
| Interest expense | 49,000 | 100,000 | 149,000 |
| Net interest income | 338,000 | 686,000 | 1,010,000 |
| Noninterest income | 86,000 | 145,000 | 172,000 |
| Noninterest expense | 451,000 | 866,000 | 1,297,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | -27,000 | -73,000 | -561,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -27,000 | -73,000 | -561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 2,007,000 | 1,931,000 | 1,472,000 |
| Total capital | 2,258,000 | 2,187,000 | 1,722,000 |
| Risk-weighted assets | 19,918,000 | 20,004,000 | 19,602,000 |