Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 45,401,000 | 45,918,000 | 43,405,000 | 47,217,000 |
| Total loans | 16,374,000 | 15,784,000 | 16,382,000 | 15,362,000 |
| Allowance for loan losses | 381,000 | 327,000 | 369,000 | 415,000 |
| Securities available for sale | 16,741,000 | 17,027,000 | 17,154,000 | 17,501,000 |
| Securities held to maturity | 3,077,000 | 3,070,000 | 3,064,000 | 3,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,737,000 | 44,052,000 | 41,461,000 | 45,215,000 |
| Interest-bearing deposits | 33,358,000 | 34,015,000 | 31,738,000 | 33,069,000 |
| Noninterest-bearing deposits | 10,379,000 | 10,037,000 | 9,723,000 | 12,147,000 |
| Equity capital | 1,575,000 | 1,766,000 | 1,824,000 | 1,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 414,000 | 830,000 | 1,231,000 | 1,646,000 |
| Interest expense | 52,000 | 102,000 | 152,000 | 203,000 |
| Net interest income | 362,000 | 728,000 | 1,079,000 | 1,443,000 |
| Noninterest income | 19,000 | 69,000 | 159,000 | 201,000 |
| Noninterest expense | 473,000 | 917,000 | 1,383,000 | 1,804,000 |
| Provision for loan losses | 30,000 | 60,000 | 104,000 | 137,000 |
| Pretax income | -122,000 | -180,000 | -249,000 | -305,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -122,000 | -180,000 | -249,000 | -305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,571,000 | 1,643,000 | 1,639,000 | 1,707,000 |
| Total capital | 1,839,000 | 1,895,000 | 1,898,000 | 1,950,000 |
| Risk-weighted assets | 21,367,000 | 20,067,000 | 20,611,000 | 19,247,000 |