Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 46,806,000 | 44,871,000 | 42,343,000 | 44,944,000 |
| Total loans | 18,820,000 | 17,525,000 | 17,588,000 | 16,760,000 |
| Allowance for loan losses | 486,000 | 490,000 | 485,000 | 380,000 |
| Securities available for sale | 20,309,000 | 19,302,000 | 16,554,000 | 16,363,000 |
| Securities held to maturity | 3,102,000 | 3,096,000 | 3,090,000 | 3,083,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,972,000 | 42,201,000 | 39,506,000 | 43,495,000 |
| Interest-bearing deposits | 34,182,000 | 33,044,000 | 31,156,000 | 33,443,000 |
| Noninterest-bearing deposits | 9,790,000 | 9,157,000 | 8,350,000 | 10,052,000 |
| Equity capital | 2,544,000 | 1,897,000 | 1,273,000 | 1,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 904,000 | 1,359,000 | 1,791,000 |
| Interest expense | 63,000 | 123,000 | 183,000 | 239,000 |
| Net interest income | 393,000 | 781,000 | 1,176,000 | 1,552,000 |
| Noninterest income | 47,000 | 267,000 | 346,000 | 328,000 |
| Noninterest expense | 453,000 | 856,000 | 1,288,000 | 1,645,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | -33,000 | 154,000 | 70,000 | 41,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -33,000 | 154,000 | 70,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,097,000 | 1,900,000 | 1,551,000 | 1,554,000 |
| Total capital | 2,389,000 | 2,183,000 | 1,828,000 | 1,828,000 |
| Risk-weighted assets | 23,220,000 | 22,500,000 | 22,004,000 | 22,093,000 |