Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,233,000 | 46,626,000 | 43,726,000 | 46,744,000 |
| Total loans | 21,715,000 | 22,147,000 | 21,499,000 | 19,409,000 |
| Allowance for loan losses | 927,000 | 927,000 | 435,000 | 475,000 |
| Securities available for sale | 19,489,000 | 17,575,000 | 15,100,000 | 17,902,000 |
| Securities held to maturity | 1,732,000 | 1,732,000 | 1,886,000 | 2,682,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,989,000 | 43,411,000 | 40,681,000 | 43,763,000 |
| Interest-bearing deposits | 35,995,000 | 34,910,000 | 32,393,000 | 33,081,000 |
| Noninterest-bearing deposits | 8,994,000 | 8,501,000 | 8,288,000 | 10,683,000 |
| Equity capital | 2,396,000 | 2,426,000 | 2,603,000 | 2,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 1,027,000 | 1,517,000 | 2,012,000 |
| Interest expense | 103,000 | 198,000 | 282,000 | 357,000 |
| Net interest income | 397,000 | 829,000 | 1,235,000 | 1,655,000 |
| Noninterest income | -108,000 | -21,000 | 117,000 | 115,000 |
| Noninterest expense | 533,000 | 1,010,000 | 1,528,000 | 1,983,000 |
| Provision for loan losses | 432,000 | 462,000 | 492,000 | 566,000 |
| Pretax income | -660,000 | -629,000 | -486,000 | -495,000 |
| Income tax | 0 | 0 | 0 | -116,000 |
| Net income | -660,000 | -629,000 | -486,000 | -379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,040,000 | 2,072,000 | 2,238,000 | 2,190,000 |
| Total capital | 2,381,000 | 2,408,000 | 2,540,000 | 2,493,000 |
| Risk-weighted assets | 26,604,000 | 26,333,000 | 24,012,000 | 23,989,000 |