Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 50,147,000 | 48,269,000 | 47,004,000 | 48,844,000 |
| Total loans | 26,621,000 | 25,662,000 | 25,194,000 | 23,465,000 |
| Allowance for loan losses | 639,000 | 769,000 | 526,000 | 568,000 |
| Securities available for sale | 15,493,000 | 15,172,000 | 12,587,000 | 14,655,000 |
| Securities held to maturity | 1,389,000 | 1,523,000 | 1,634,000 | 1,741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,526,000 | 44,862,000 | 43,480,000 | 45,342,000 |
| Interest-bearing deposits | 38,107,000 | 37,059,000 | 36,045,000 | 36,756,000 |
| Noninterest-bearing deposits | 8,419,000 | 7,803,000 | 7,435,000 | 8,586,000 |
| Equity capital | 3,122,000 | 3,009,000 | 3,116,000 | 3,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,086,000 | 1,610,000 | 2,150,000 |
| Interest expense | 146,000 | 280,000 | 408,000 | 527,000 |
| Net interest income | 427,000 | 806,000 | 1,202,000 | 1,623,000 |
| Noninterest income | 102,000 | 157,000 | 269,000 | 330,000 |
| Noninterest expense | 514,000 | 1,029,000 | 1,494,000 | 2,109,000 |
| Provision for loan losses | 45,000 | 315,000 | 315,000 | 360,000 |
| Pretax income | -30,000 | -371,000 | -338,000 | -430,000 |
| Income tax | -139,000 | -138,000 | -138,000 | -151,000 |
| Net income | 109,000 | -233,000 | -200,000 | -279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,396,000 | 3,115,000 | 3,131,000 | 3,204,000 |
| Total capital | 3,789,000 | 3,495,000 | 3,502,000 | 3,568,000 |
| Risk-weighted assets | 31,919,000 | 30,696,000 | 30,297,000 | 29,779,000 |