Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 53,188,000 | 51,460,000 | 50,529,000 | 50,324,000 |
| Total loans | 29,817,000 | 29,975,000 | 28,754,000 | 27,902,000 |
| Allowance for loan losses | 993,000 | 895,000 | 779,000 | 735,000 |
| Securities available for sale | 14,355,000 | 13,680,000 | 14,929,000 | 13,499,000 |
| Securities held to maturity | 1,851,000 | 1,852,000 | 1,751,000 | 1,494,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,266,000 | 47,517,000 | 46,596,000 | 46,849,000 |
| Interest-bearing deposits | 41,354,000 | 40,102,000 | 32,386,000 | 38,362,000 |
| Noninterest-bearing deposits | 7,912,000 | 7,415,000 | 14,210,000 | 8,487,000 |
| Equity capital | 3,541,000 | 3,610,000 | 3,544,000 | 3,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,271,000 | 1,887,000 | 2,484,000 |
| Interest expense | 204,000 | 401,000 | 593,000 | 770,000 |
| Net interest income | 462,000 | 870,000 | 1,294,000 | 1,714,000 |
| Noninterest income | 82,000 | 175,000 | 262,000 | 376,000 |
| Noninterest expense | 516,000 | 1,042,000 | 1,549,000 | 2,319,000 |
| Provision for loan losses | 375,000 | 375,000 | 375,000 | 375,000 |
| Pretax income | -347,000 | -356,000 | -368,000 | -604,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -347,000 | -356,000 | -368,000 | -604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,639,000 | 3,630,000 | 3,617,000 | 3,346,000 |
| Total capital | 4,076,000 | 4,056,000 | 4,026,000 | 3,751,000 |
| Risk-weighted assets | 35,502,000 | 34,192,000 | 32,790,000 | 32,327,000 |