Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 56,605,000 | 54,066,000 | 53,188,000 | 54,817,000 |
| Total loans | 33,056,000 | 32,888,000 | 32,463,000 | 32,032,000 |
| Allowance for loan losses | 685,000 | 587,000 | 564,000 | 621,000 |
| Securities available for sale | 15,323,000 | 13,869,000 | 12,332,000 | 11,918,000 |
| Securities held to maturity | 1,909,000 | 2,010,000 | 2,061,000 | 1,957,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,861,000 | 49,818,000 | 46,967,000 | 50,694,000 |
| Interest-bearing deposits | 43,925,000 | 42,945,000 | 40,122,000 | 41,520,000 |
| Noninterest-bearing deposits | 7,936,000 | 6,873,000 | 6,845,000 | 9,174,000 |
| Equity capital | 4,301,000 | 3,888,000 | 4,003,000 | 3,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,467,000 | 2,184,000 | 2,813,000 |
| Interest expense | 283,000 | 546,000 | 788,000 | 1,009,000 |
| Net interest income | 460,000 | 921,000 | 1,396,000 | 1,804,000 |
| Noninterest income | 95,000 | 185,000 | 285,000 | 413,000 |
| Noninterest expense | 627,000 | 1,400,000 | 1,918,000 | 2,538,000 |
| Provision for loan losses | 205,000 | 278,000 | 315,000 | 575,000 |
| Pretax income | -257,000 | -491,000 | -313,000 | -651,000 |
| Income tax | 0 | 0 | 0 | -166,000 |
| Net income | -257,000 | -491,000 | -313,000 | -485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,168,000 | 3,945,000 | 4,123,000 | 3,951,000 |
| Total capital | 4,613,000 | 4,391,000 | 4,579,000 | 4,410,000 |
| Risk-weighted assets | 36,219,000 | 36,003,000 | 36,972,000 | 37,131,000 |