Call reports 2007
FARMERS STATE BANK — 2007
What FARMERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 56,485,000 | 55,768,000 | 58,341,000 | 58,463,000 |
| Total loans | 32,366,000 | 32,514,000 | 33,196,000 | 32,446,000 |
| Allowance for loan losses | 432,000 | 507,000 | 487,000 | 538,000 |
| Securities available for sale | 15,940,000 | 15,514,000 | 15,230,000 | 15,374,000 |
| Securities held to maturity | 1,834,000 | 1,736,000 | 1,736,000 | 1,836,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,432,000 | 50,717,000 | 52,915,000 | 53,188,000 |
| Interest-bearing deposits | 42,516,000 | 42,820,000 | 45,164,000 | 35,623,000 |
| Noninterest-bearing deposits | 8,916,000 | 7,896,000 | 7,751,000 | 17,565,000 |
| Equity capital | 4,695,000 | 4,606,000 | 4,923,000 | 4,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 955,000 | 1,970,000 | 2,962,000 | 4,011,000 |
| Interest expense | 326,000 | 680,000 | 1,037,000 | 1,416,000 |
| Net interest income | 629,000 | 1,290,000 | 1,925,000 | 2,595,000 |
| Noninterest income | 105,000 | 217,000 | 334,000 | 448,000 |
| Noninterest expense | 551,000 | 1,113,000 | 1,644,000 | 2,288,000 |
| Provision for loan losses | 45,000 | 90,000 | 150,000 | 627,000 |
| Pretax income | 139,000 | 309,000 | 465,000 | 128,000 |
| Income tax | 23,000 | 46,000 | 76,000 | 0 |
| Net income | 116,000 | 263,000 | 389,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,739,000 | 4,847,000 | 4,975,000 | 4,677,000 |
| Total capital | 5,171,000 | 5,310,000 | 5,452,000 | 5,145,000 |
| Risk-weighted assets | 38,706,000 | 38,961,000 | 38,993,000 | 38,789,000 |