Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 55,327,000 | 54,318,000 | 53,822,000 | 55,812,000 |
| Total loans | 35,565,000 | 34,599,000 | 34,357,000 | 31,684,000 |
| Allowance for loan losses | 574,000 | 449,000 | 433,000 | 414,000 |
| Securities available for sale | 12,263,000 | 12,414,000 | 12,579,000 | 13,500,000 |
| Securities held to maturity | 1,815,000 | 1,953,000 | 1,954,000 | 1,954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,652,000 | 49,517,000 | 48,525,000 | 50,859,000 |
| Interest-bearing deposits | 43,184,000 | 41,869,000 | 41,150,000 | 41,247,000 |
| Noninterest-bearing deposits | 7,468,000 | 7,648,000 | 7,376,000 | 9,612,000 |
| Equity capital | 4,316,000 | 4,174,000 | 4,433,000 | 4,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,808,000 | 2,718,000 | 3,685,000 |
| Interest expense | 275,000 | 568,000 | 879,000 | 1,200,000 |
| Net interest income | 608,000 | 1,240,000 | 1,839,000 | 2,485,000 |
| Noninterest income | 108,000 | 214,000 | 328,000 | 441,000 |
| Noninterest expense | 526,000 | 1,094,000 | 1,637,000 | 2,204,000 |
| Provision for loan losses | 45,000 | 144,000 | 192,000 | 222,000 |
| Pretax income | 146,000 | 217,000 | 337,000 | 501,000 |
| Income tax | 39,000 | 78,000 | 118,000 | 94,000 |
| Net income | 107,000 | 139,000 | 219,000 | 407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,439,000 | 4,435,000 | 4,514,000 | 4,667,000 |
| Total capital | 4,908,000 | 4,884,000 | 4,947,000 | 5,081,000 |
| Risk-weighted assets | 38,371,000 | 38,962,000 | 38,727,000 | 38,266,000 |