Call reports 2004

FARMERS STATE BANK — 2004

Name: FARMERS STATE BANK — FFIEC call report 2004
Creator: FARMERS STATE BANK

What FARMERS STATE BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b8742063-b284-455c-bf1e-71fb4c246710/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	52,345,000	53,955,000	51,897,000	54,552,000
Total loans	30,708,000	32,823,000	32,442,000	32,631,000
Allowance for loan losses	448,000	419,000	416,000	403,000
Securities available for sale	14,132,000	13,167,000	13,116,000	13,228,000
Securities held to maturity	1,985,000	2,072,000	2,074,000	2,075,000
Trading assets	0	0	0	0
Total deposits	47,782,000	49,653,000	46,627,000	50,022,000
Interest-bearing deposits	39,866,000	41,656,000	39,017,000	41,159,000
Noninterest-bearing deposits	7,916,000	7,997,000	7,610,000	8,863,000
Equity capital	4,150,000	3,947,000	4,226,000	4,254,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	720,000	1,459,000	2,215,000	2,984,000
Interest expense	190,000	377,000	563,000	748,000
Net interest income	530,000	1,082,000	1,652,000	2,236,000
Noninterest income	97,000	191,000	290,000	370,000
Noninterest expense	530,000	1,017,000	1,542,000	2,036,000
Provision for loan losses	45,000	90,000	135,000	180,000
Pretax income	52,000	166,000	274,000	390,000
Income tax	20,000	23,000	30,000	16,000
Net income	32,000	143,000	244,000	374,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	3,888,000	3,970,000	4,069,000	4,164,000
Total capital	4,335,000	4,389,000	4,485,000	4,567,000
Risk-weighted assets	35,726,000	37,444,000	36,734,000	37,008,000