Call reports 2003
FARMERS STATE BANK — 2003
What FARMERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 50,712,000 | 51,295,000 | 50,962,000 | 53,285,000 |
| Total loans | 27,493,000 | 28,307,000 | 29,911,000 | 30,443,000 |
| Allowance for loan losses | 316,000 | 337,000 | 357,000 | 406,000 |
| Securities available for sale | 15,049,000 | 15,222,000 | 14,131,000 | 14,060,000 |
| Securities held to maturity | 1,896,000 | 1,886,000 | 1,886,000 | 1,985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,409,000 | 46,848,000 | 46,634,000 | 48,990,000 |
| Interest-bearing deposits | 38,513,000 | 39,505,000 | 39,669,000 | 39,863,000 |
| Noninterest-bearing deposits | 7,896,000 | 7,343,000 | 6,965,000 | 9,127,000 |
| Equity capital | 3,966,000 | 4,084,000 | 3,991,000 | 4,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,442,000 | 2,183,000 | 2,928,000 |
| Interest expense | 206,000 | 425,000 | 636,000 | 836,000 |
| Net interest income | 519,000 | 1,017,000 | 1,547,000 | 2,092,000 |
| Noninterest income | 83,000 | 172,000 | 274,000 | 357,000 |
| Noninterest expense | 517,000 | 998,000 | 1,501,000 | 2,101,000 |
| Provision for loan losses | 39,000 | 78,000 | 117,000 | 162,000 |
| Pretax income | 46,000 | 123,000 | 213,000 | 207,000 |
| Income tax | 19,000 | 32,000 | 32,000 | 20,000 |
| Net income | 27,000 | 91,000 | 181,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,759,000 | 3,793,000 | 3,881,000 | 3,856,000 |
| Total capital | 4,075,000 | 4,130,000 | 4,238,000 | 4,262,000 |
| Risk-weighted assets | 32,261,000 | 33,037,000 | 34,541,000 | 35,302,000 |